When and How to File a Car Accident Claim

Getting into a car accident is an incredibly stressful experience. Whether you were at fault or not, the second an accident happens, countless things begin to come into play. It might seem overwhelming and you might wait to file a claim so you can digest everything that has happened, but it's in your best interest to file a claim immediately through a car accident lawyer. They are professionals who help alleviate the stress of filing a car accident claim and make sure you're taken care of.

There's a few things to know after you're in a car accident. Immediately after the accident, you should call the police and report the incident. Of course, if there are injuries, you should seek medical attention. The next thing to remember is to document everything. Take photos of your car and whatever else was involved. If there was another driver, record their information and give them yours as well. Remember, it's better to document too much information than too little.

The next step is to check with your insurance company. Some companies require you to file a car accident claim within a certain amount of time. They'll need the information you documented at the time of the accident, so have that handy. Knowing these details is important to make sure you are covered. A lawyer can help you navigate these steps so you won't miss anything.

If you file a claim too late, you may have difficulty getting coverage. This also raises issues if there are injuries involved. Your insurance company may even deny your claim if it's filed after their required period. Don't wait until this happens to hire a car accident lawyer in Rowlett. It's best to get a lawyer working for you as soon as possible to avoid any situations where you aren't covered.

Even when you file a car accident claim within the proper timeframe, the process of getting your car fixed or replaced can take weeks or even months. Insurance companies work with thousands of clients, and your claim isn't the only one they are dealing with. There are countless stories of clients receiving complete radio silence from insurance companies, delaying repair or payment, and creating endless headaches. A lawyer will keep the insurance companies accountable and make sure your car accident claim is taken care of.

You may come into a situation where the insurance company suggests something that you aren't comfortable with, like paying for repair upfront and then working with their subrogation team to collect a reimbursement. It's difficult to know what to do in these situations. Your insurance company is the professional in the situation, so it makes sense to trust them. However, their recommendations are not always the best for you. Your lawyer understands the bigger picture and the ins and outs of a car accident claim, and they can help make these decisions with you. Everything about a car accident is stressful, but you can make your life easier with a lawyer by your side.